Comparing Acima Leasing and Snap Finance in Redfield, AR

You need a lease-to-own option in Redfield, AR — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Redfield, AR Lease-to-Own Company

When choosing a lease-to-own company in Redfield, AR, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Redfield so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Redfield, AR

How do Acima Leasing and Snap Finance work? Most Redfield, AR lease-to-own companies operate similarly. First, you pick from a list of approved Redfield retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Redfield, AR will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Redfield, AR Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Redfield, AR. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Redfield, AR and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Redfield, AR and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Redfield businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Redfield, AR or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Redfield, AR?

For shoppers in Redfield, AR with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Redfield, AR, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

Acima Leasing in Redfield, AR also requires an active checking account with at least $750 in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Redfield, AR, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Redfield, AR. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.