What to Look for in Paragould, AR Lease-to-Own Companies
When selecting a lease-to-own company in Paragould, AR, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Paragould and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Paragould, AR Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Paragould, AR tend to work the same way. First, you pick from a list of approved Paragould retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Paragould, AR will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Paragould, AR?
The items you can shop for vary based on which Paragould, AR retailers are approved by Snap Finance or Acima Leasing. Typically, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Paragould, AR and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Paragould, AR and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Paragould businesses to national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Paragould, AR.
Acima Leasing vs. Snap Finance Application and Requirements in Paragould, AR
Both Snap Finance and Amica Leasing support Paragould, AR residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Paragould, AR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Paragould, AR requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Paragould, AR? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Paragould, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.