Progressive Leasing or Acima Leasing in Paragould, AR?

Looking to lease-to-own in Paragould, AR but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Paragould, AR

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. Paragould is full of companies like Progressive Leasing, so how do you pick one? Let's dive into Progressive Leasing and Acima Leasing in Paragould, AR to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Paragould Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Paragould, AR? What about Acima Leasing? You can expect a similar application process for both. Shop at eligible retailers in Paragould, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Paragould, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Paragould vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Paragould, AR share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Paragould, AR requires you to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Paragould with less-than-perfect credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing: What Paragould Stores Are Eligible?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Paragould, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Paragould, AR stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Paragould, AR?

Acima Leasing and Progressive Leasing in Paragould, AR follow similar guidelines for leasable items. In general, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Paragould, AR?

The decision of which Paragould, AR lease-to-own company to choose is entirely yours to make. To choose the right fit, consider which Paragould retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Secure instant shopping power for the products you need today.