Lease-to-Own in Osceola, AR: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Osceola, AR but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Selecting a Lease-to-Own Company in Osceola, AR

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. Osceola is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Osceola, AR to guide you in deciding which company has the best application process, store selection, and requirements for you.

Osceola Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Progressive Leasing work in Osceola, AR? And how does Acima Leasing work? You can expect a similar application process for both. Shop at eligible Osceola stores, pick out the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Osceola, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Osceola vs. Acima Leasing?

Acima Leasing and Progressive Leasing in Osceola, AR might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

To lease-to-own with Acima Leasing in Osceola, AR, you need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Acima Leasing and Progressive Leasing both help shoppers in Osceola who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Osceola, AR Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing has thousands of eligible retailers in Osceola and online, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing lets you choose from more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Osceola, AR, or browse Acima Leasing’s online retailers.

What Items Can I Lease in Osceola, AR with Acima Leasing vs. Progressive Leasing?

Acima Leasing and Progressive Leasing in Osceola, AR follow similar guidelines for leasable items. Typically, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in Osceola, AR Right for You?

We can’t tell you which lease-to-own company in Osceola, AR to choose. The right choice for you will depend on the application process, approval requirements, and which Osceola stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get the products you need today with lease-to-own shopping power.