Choosing a Lease-to-Own Company in Newport, AR
When choosing a lease-to-own company in Newport, AR, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Newport so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Newport, AR
How does Acima Leasing work? Or Snap Finance? Whichever Newport, AR lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Newport retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Newport, AR will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Newport, AR Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Newport, AR. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Newport, AR
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Newport, AR retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Newport and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Newport, AR, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Newport, AR
Snap Finance and Acima Leasing both want to help shoppers in Newport AR get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Newport, AR. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Newport, AR also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Newport, AR, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Newport, AR. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.