Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Mountain View, AR

You’re ready to shop with help from a lease-to-own company in Mountain View, AR. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Mountain View, AR

When picking a lease-to-own company in Mountain View, AR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Mountain View and Snap Finance so you can determine which company is right for you.

Snap Finance in Mountain View, AR vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Mountain View, AR tend to work the same way. You shop at an approved Mountain View retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Mountain View, AR will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Mountain View, AR?

The items you can shop for vary based on which Mountain View, AR retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Mountain View, AR and Online Stores Accepting Acima Leasing and Snap Finance

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Mountain View, AR retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Mountain View stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Mountain View, AR or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Mountain View, AR

Both Snap Finance and Amica Leasing support Mountain View, AR residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Mountain View, AR, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

For Acima Leasing in Mountain View, AR, you will also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Mountain View, AR, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Mountain View, AR. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.