Comparing Lease-to-Own Companies in Monticello, AR
Lease-to-own can be a great solution when you need new furniture, electronics, appliances, and other goods but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Monticello, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Monticello, AR to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.
Monticello Acima Leasing vs. Progressive Leasing: How Do They Work?
How does Acima Leasing work in Monticello, AR? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Monticello, select the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!
How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Monticello!
Lease-to-Own Requirements for Progressive Leasing in Monticello vs. Acima Leasing
Acima Leasing and Progressive Leasing in Monticello, AR might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
Acima Leasing in Monticello, AR requires you to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Monticello shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Progressive Leasing vs. Acima Leasing: Monticello, AR Stores
What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing lets you shop at thousands of stores online and in Monticello, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.
Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. View stores near you in Monticello, AR, or browse Acima Leasing’s online retailers.
What Items Can I Lease in Monticello, AR with Acima Leasing vs. Progressive Leasing?
The rules for leasable items at Acima Leasing and Progressive Leasing in Monticello, AR are quite similar. In general, eligible products include returnable, durable goods for household or personal use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Which Is Right for You: Progressive Leasing or Acima Leasing in Monticello, AR?
Determining the right lease-to-own company in Monticello, AR is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Monticello stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.