Choosing a Lease-to-Own Company in Mena, AR
When selecting a lease-to-own company in Mena, AR, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Mena and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Mena, AR
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mena, AR tend to work the same way. To start, you choose an approved retailer in Mena and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance in Mena, AR or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
Mena, AR Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mena, AR retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Mena, AR Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Mena, AR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Mena businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Mena, AR.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mena, AR?
Everyone in Mena, AR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Mena, AR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
Acima Leasing in Mena, AR also requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Mena, AR Lease-to-Own Company
Many shoppers across Mena, AR can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.