Choosing Your Malvern, AR Lease-to-Own Company
When picking a lease-to-own company in Malvern, AR, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Malvern and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Malvern, AR Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Malvern, AR follow similar models. First, you pick from a list of approved Malvern retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing in Malvern, AR or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Malvern, AR?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Malvern, AR. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Malvern, AR and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Your options may include local Malvern, AR retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Malvern businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Malvern, AR or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Malvern, AR
Both Snap Finance and Amica Leasing support Malvern, AR residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Malvern, AR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Malvern, AR also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Malvern, AR Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Malvern, AR. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.