Snap Finance in Mabelvale, AR or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Mabelvale, AR? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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What to Look for in Mabelvale, AR Lease-to-Own Companies

When choosing a lease-to-own company in Mabelvale, AR, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Mabelvale so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Mabelvale, AR

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Mabelvale, AR tend to work the same way. You shop at an approved Mabelvale retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Mabelvale, AR will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Mabelvale, AR?

The items you can shop for vary based on which Mabelvale, AR retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Mabelvale, AR

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Mabelvale, AR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Mabelvale stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Mabelvale, AR or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Mabelvale, AR

Snap Finance and Amica Leasing are dedicated to helping Mabelvale, AR shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mabelvale, AR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

For Acima Leasing in Mabelvale, AR, you will also need an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Mabelvale, AR? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Mabelvale, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.