How to Choose a Lease-to-Own Company in Lowell, AR
When selecting a lease-to-own company in Lowell, AR, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Lowell and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Lowell, AR
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Lowell, AR follow similar models. First, you pick from a list of approved Lowell retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Lowell, AR or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lowell, AR?
The items you can shop for vary based on which Lowell, AR retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Lowell, AR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lowell, AR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Lowell and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Lowell, AR stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lowell, AR?
Both Snap Finance and Amica Leasing support Lowell, AR residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Lowell, AR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.
For Acima Leasing in Lowell, AR, you will also need an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Lowell, AR Lease-to-Own Company
Many shoppers across Lowell, AR can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.