What to Look for in Little Rock, AR Lease-to-Own Companies
When picking a lease-to-own company in Little Rock, AR, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Little Rock so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Little Rock, AR Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Little Rock, AR follow similar models. To start, you choose an approved retailer in Little Rock and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Little Rock, AR will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Little Rock, AR?
The items you can shop for in Little Rock, AR depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Little Rock, AR
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Little Rock, AR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Little Rock and national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Little Rock, AR stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Little Rock, AR
Snap Finance and Amica Leasing are dedicated to helping Little Rock, AR shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Little Rock, AR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
Acima Leasing in Little Rock, AR also requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Little Rock, AR
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Little Rock, AR. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.