What to Look for in Jonesboro, AR Lease-to-Own Companies
When picking a lease-to-own company in Jonesboro, AR, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Jonesboro so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Jonesboro, AR
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Jonesboro, AR follow similar models. You shop in person or online at an approved Jonesboro retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Jonesboro, AR will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Jonesboro, AR?
The items you can shop for vary based on which Jonesboro, AR retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Jonesboro, AR Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Jonesboro, AR retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Jonesboro businesses to trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Jonesboro, AR, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Jonesboro, AR
Both Snap Finance and Amica Leasing support Jonesboro, AR residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Jonesboro, AR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Jonesboro, AR also need an active checking account and a monthly income of $750 or more. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Jonesboro, AR
Acima Leasing and Snap Finance are great options for Jonesboro, AR shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, process for applying, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.