Lease-to-Own in Hot Springs, AR: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Hot Springs, AR but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Hot Springs, AR

Lease-to-own can save the day when you need new tires, appliances, furniture, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Hot Springs, but how do you know which one to go with? Let's compare Acima Leasing in Hot Springs, AR against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.

How Do Acima Leasing and Progressive Leasing in Hot Springs, AR Work?

How do you lease-to-own with Progressive Leasing in Hot Springs, AR? What about Acima Leasing? They both have similar application steps. Shop at eligible retailers in Hot Springs, choose the items you want, and apply online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Hot Springs, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Hot Springs vs. Acima Leasing?

While Acima Leasing and Progressive Leasing in Hot Springs, AR have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Hot Springs, AR need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Hot Springs shoppers with less-than-great credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Hot Springs, AR

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing in Hot Springs allows you to shop at thousands of Hot Springs stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Hot Springs, AR stores.

What Items Can I Lease in Hot Springs, AR with Acima Leasing vs. Progressive Leasing?

You'll find that Progressive Leasing and Acima Leasing in Hot Springs, AR  have similar leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Hot Springs, AR Lease-to-Own Company?

We can’t tell you which lease-to-own company in Hot Springs, AR to choose. To choose the right fit, consider approval requirements, which stores in Hot Springs you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.