What to Look for in Fayetteville, AR Lease-to-Own Companies
When choosing a lease-to-own company in Fayetteville, AR, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Fayetteville so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Fayetteville, AR
How does Acima Leasing work? Or Snap Finance? Most Fayetteville, AR lease-to-own companies operate similarly. To start, you choose an approved retailer in Fayetteville and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in Fayetteville, AR or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
Fayetteville, AR Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Fayetteville, AR depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Fayetteville, AR and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Fayetteville, AR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Fayetteville and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Fayetteville, AR, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Fayetteville, AR
Both Snap Finance and Amica Leasing support Fayetteville, AR residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Fayetteville, AR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Fayetteville, AR also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Fayetteville, AR Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fayetteville, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.