How to Choose a Lease-to-Own Company in Farmington, AR
When selecting a lease-to-own company in Farmington, AR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Farmington and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Farmington, AR vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Whichever Farmington, AR lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Farmington retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Farmington, AR will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Farmington, AR?
The items you can shop for vary based on which Farmington, AR retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Farmington, AR Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Farmington, AR as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Farmington and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Farmington, AR, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Farmington, AR
Snap Finance and Amica Leasing are dedicated to helping Farmington, AR shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Farmington, AR. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
For Acima Leasing in Farmington, AR, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Farmington, AR
Acima Leasing and Snap Finance have a lot to offer shoppers in Farmington, AR. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.