What to Look for in Des Arc, AR Lease-to-Own Companies
When comparing lease-to-own companies in Des Arc, AR, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Des Arc and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Des Arc, AR
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Des Arc, AR tend to work the same way. You shop in person or online at an approved Des Arc retailer and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Des Arc, AR will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Des Arc, AR?
The items you can shop for in Des Arc, AR depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Des Arc, AR and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Des Arc, AR businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Des Arc and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Des Arc, AR or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Des Arc, AR
Everyone in Des Arc, AR deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Des Arc, AR. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Des Arc, AR, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Des Arc, AR
Acima Leasing and Snap Finance have a lot to offer shoppers in Des Arc, AR. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.