Comparing Acima Leasing and Snap Finance in Dequeen, AR

Seeking a lease-to-own solution in Dequeen, AR? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Dequeen, AR

When picking a lease-to-own company in Dequeen, AR, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Dequeen so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Dequeen, AR

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Dequeen, AR follow similar models. You shop at an approved Dequeen retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Dequeen, AR or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

Dequeen, AR Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Dequeen, AR. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Dequeen, AR and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Dequeen, AR businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Dequeen and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Dequeen, AR or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Dequeen, AR?

Both Snap Finance and Amica Leasing aim to help shoppers in Dequeen, AR with less-than-perfect credit get the items they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Dequeen, AR, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Dequeen, AR also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Consider Acima Leasing as Your Dequeen, AR Lease-to-Own Company

Acima Leasing and Snap Finance are great options for Dequeen, AR shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.