Choosing Between Acima Leasing and Progressive Leasing in Damascus, AR

Looking to lease-to-own in Damascus, AR but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Damascus, AR Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Damascus, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Damascus, AR to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Damascus Progressive Leasing vs. Acima Leasing: What’s the Process?

How do you lease-to-own with Progressive Leasing in Damascus, AR? What about Acima Leasing? They both have similar application steps. Shop at eligible Damascus stores, select the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Damascus!

What Are the Requirements for Progressive Leasing in Damascus vs. Acima Leasing?

Although Acima Leasing and Progressive Leasing in Damascus, AR share similar application processes, they don't have the same requirements. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing applicants in Damascus, AR need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Damascus shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Damascus Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Damascus stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Damascus, AR stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Damascus, AR

Acima Leasing and Progressive Leasing in Damascus, AR follow similar guidelines for leasable items. Generally, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Progressive Leasing or Acima Leasing in Damascus, AR Right for You?

Determining the right lease-to-own company in Damascus, AR is a personal choice we can't make for you. The right choice for you will depend on approval requirements, which stores in Damascus you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.