What to Look for in Crossett, AR Lease-to-Own Companies
When picking a lease-to-own company in Crossett, AR, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Crossett and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Crossett, AR
Are there any differences in how Snap Finance and Acima Leasing work? Most Crossett, AR lease-to-own companies operate similarly. You shop in person or online at an approved Crossett retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Crossett, AR will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Crossett, AR?
The items you can shop for in Crossett, AR depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Crossett, AR and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Crossett, AR as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Crossett and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Crossett, AR, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Crossett, AR
Snap Finance and Amica Leasing are dedicated to helping Crossett, AR shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Crossett, AR, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Crossett, AR also requires an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Crossett, AR? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Crossett, AR shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.