Choosing a Lease-to-Own Company in Bethel Heights, AR
When selecting a lease-to-own company in Bethel Heights, AR, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Bethel Heights so you can decide which company sounds best for you.
Snap Finance in Bethel Heights, AR vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Bethel Heights, AR lease-to-own companies operate similarly. You shop at an approved Bethel Heights retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Bethel Heights, AR will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Bethel Heights, AR?
The items you can shop for vary based on which Bethel Heights, AR retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Bethel Heights, AR Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Bethel Heights, AR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Bethel Heights and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Bethel Heights, AR or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Bethel Heights, AR
Both Snap Finance and Amica Leasing support Bethel Heights, AR residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Bethel Heights, AR, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in Bethel Heights, AR, you will also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Bethel Heights, AR? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Bethel Heights, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.