Snap Finance in Bentonville, AR or Acima Leasing: Which is Better for You?

Seeking a lease-to-own solution in Bentonville, AR? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Bentonville, AR

When choosing a lease-to-own company in Bentonville, AR, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Bentonville and Acima Leasing so you can find the right company for you.

Snap Finance in Bentonville, AR vs. Acima Leasing: How They Work

How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Bentonville, AR tend to work the same way. You shop in person or online at an approved Bentonville retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Bentonville, AR will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Bentonville, AR?

The items you can shop for in Bentonville, AR depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Bentonville, AR

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Bentonville, AR as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Bentonville and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Bentonville, AR or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Bentonville, AR?

Snap Finance and Amica Leasing are dedicated to helping Bentonville, AR shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Bentonville, AR. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Bentonville, AR also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Bentonville, AR? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Bentonville, AR. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.