Choosing a Lease-to-Own Company in Benton, AR
When comparing lease-to-own companies in Benton, AR, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Benton and Acima Leasing so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Benton, AR Work
Are there any differences in how Snap Finance and Acima Leasing work? Most Benton, AR lease-to-own companies operate similarly. First, you pick from a list of approved Benton retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Benton, AR will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Benton, AR Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Benton, AR. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Benton, AR Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Benton, AR as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Benton and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Benton, AR, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Benton, AR
Both Snap Finance and Amica Leasing support Benton, AR residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Benton, AR. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
Acima Leasing in Benton, AR also requires an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Benton, AR Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Benton, AR. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.