What to Look for in Beebe, AR Lease-to-Own Companies
When selecting a lease-to-own company in Beebe, AR, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Beebe and Acima Leasing so you can decide which company sounds best for you.
Snap Finance in Beebe, AR vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Whichever Beebe, AR lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Beebe retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Beebe, AR or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Beebe, AR?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Beebe, AR. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Beebe, AR
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Beebe, AR and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Beebe stores and national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Beebe, AR.
What Are the Requirements for Acima Leasing vs. Snap Finance in Beebe, AR?
Snap Finance and Acima Leasing both want to help shoppers in Beebe AR get the items they need — even if they don't have perfect credit. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Beebe, AR. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Beebe, AR also need an active checking account with at least $750 in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Beebe, AR, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Beebe, AR. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.