Choosing Between Acima Leasing and Progressive Leasing in Atkins, AR

Who do you go to for lease-to-own solutions in Atkins, AR? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Atkins, AR

Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but don't have the means to purchase them in full. Atkins is full of companies like Progressive Leasing, so how do you pick one? Let’s compare Progressive Leasing and Acima Leasing in Atkins, AR so you can figure out which company's store selection, requirements, and application process sound right for you.

Atkins Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Atkins, AR? What about Acima Leasing? They both have similar application steps. Shop at eligible Atkins stores, find the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Atkins, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Atkins vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Atkins, AR are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Atkins, AR, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Atkins shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.

Acima Leasing vs. Progressive Leasing Stores in Atkins, AR

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Atkins, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Atkins, AR stores.

What Items Can I Lease in Atkins, AR with Acima Leasing vs. Progressive Leasing?

The rules for leasable items at Acima Leasing and Progressive Leasing in Atkins, AR are quite similar. Typically, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Better: Acima Leasing or Progressive Leasing in Atkins, AR?

We can’t tell you which lease-to-own company in Atkins, AR to choose. The best option for you depends on approval requirements, which stores in Atkins you want to shop at, and the application process. To gain more insight into each company, download the apps and read customer reviews. Get instant shopping power for the items you need today.