Choosing Your Yuma, AZ Lease-to-Own Company
When comparing lease-to-own companies in Yuma, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Yuma so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Yuma, AZ
How does Snap Finance work? Or Acima Leasing? Whichever Yuma, AZ lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Yuma retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Acima Leasing in Yuma, AZ or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Yuma, AZ?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Yuma, AZ. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Yuma, AZ and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Yuma, AZ as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Yuma stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Yuma, AZ, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Yuma, AZ?
For shoppers in Yuma, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Yuma, AZ. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
Acima Leasing in Yuma, AZ also requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Yuma, AZ Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Yuma, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.