Snap Finance in Tucson, AZ or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Tucson, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Tucson, AZ

When selecting a lease-to-own company in Tucson, AZ, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tucson so you can decide which company sounds best for you.

How Things Work with Snap Finance and Acima Leasing in Tucson, AZ

How does Snap Finance work? Or Acima Leasing? Most Tucson, AZ lease-to-own companies operate similarly. You shop in person or online at an approved Tucson retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Acima Leasing in Tucson, AZ or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Tucson, AZ Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Tucson, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

Tucson, AZ and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Tucson, AZ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Tucson businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Tucson, AZ or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Tucson, AZ?

For shoppers in Tucson, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Tucson, AZ. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.

For Acima Leasing in Tucson, AZ, you will also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Tucson, AZ? Try Acima Leasing

Many shoppers across Tucson, AZ can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.