Comparing Acima Leasing and Snap Finance in Tolleson, AZ

You need a lease-to-own option in Tolleson, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Tolleson, AZ Lease-to-Own Companies

When picking a lease-to-own company in Tolleson, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Tolleson and Acima Leasing so you can decide which company sounds best for you.

Snap Finance in Tolleson, AZ vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Tolleson, AZ lease-to-own companies operate similarly. You shop in person or online at an approved Tolleson retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Acima Leasing in Tolleson, AZ or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

Tolleson, AZ Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Tolleson, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Typically, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Tolleson, AZ Snap Finance Stores vs. Acima Leasing

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Tolleson, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Tolleson businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Tolleson, AZ or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Tolleson, AZ

Both Snap Finance and Amica Leasing aim to help shoppers in Tolleson, AZ with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Tolleson, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.

For Acima Leasing in Tolleson, AZ, you will also need at least $750 in monthly income in an active checking account. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Tolleson, AZ? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Tolleson, AZ shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.