Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Thatcher, AZ

You need a lease-to-own option in Thatcher, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Thatcher, AZ

When picking a lease-to-own company in Thatcher, AZ, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Thatcher so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Thatcher, AZ

Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Thatcher, AZ follow similar models. You shop at an approved Thatcher retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Thatcher, AZ or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Thatcher, AZ?

The items you can shop for in Thatcher, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

Thatcher, AZ and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Thatcher, AZ as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Thatcher and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Thatcher, AZ.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Thatcher, AZ?

Both Snap Finance and Amica Leasing aim to help shoppers in Thatcher, AZ with less-than-perfect credit get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Thatcher, AZ, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Thatcher, AZ also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Thatcher, AZ

Acima Leasing and Snap Finance have a lot to offer shoppers in Thatcher, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.