What to Look for in Surprise, AZ Lease-to-Own Companies
When comparing lease-to-own companies in Surprise, AZ, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Surprise and Acima Leasing so you can find the right company for you.
Snap Finance in Surprise, AZ vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Surprise, AZ tend to work the same way. First, you pick from a list of approved Surprise retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Surprise, AZ or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Surprise, AZ Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Surprise, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Surprise, AZ
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Surprise, AZ retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Surprise and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Surprise, AZ or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Surprise, AZ
Both Snap Finance and Amica Leasing support Surprise, AZ residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Surprise, AZ, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Surprise, AZ requires an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Surprise, AZ
Many shoppers across Surprise, AZ can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.