What to Look for in Sun City, AZ Lease-to-Own Companies
When selecting a lease-to-own company in Sun City, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sun City and Snap Finance so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Sun City, AZ
How does Snap Finance work? Or Acima Leasing? Whichever Sun City, AZ lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Sun City retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Sun City, AZ or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Sun City, AZ?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sun City, AZ. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Sun City, AZ
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Sun City, AZ retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Sun City stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Sun City, AZ stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Sun City, AZ
For shoppers in Sun City, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Sun City, AZ. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Sun City, AZ also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Sun City, AZ, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Sun City, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.