Choosing Your Sedona, AZ Lease-to-Own Company
When selecting a lease-to-own company in Sedona, AZ, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Sedona and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Sedona, AZ Work?
How do Acima Leasing and Snap Finance work? Most Sedona, AZ lease-to-own companies operate similarly. You shop in person or online at an approved Sedona retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Sedona, AZ will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Sedona, AZ?
The items you can shop for in Sedona, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Sedona, AZ and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Sedona, AZ businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Sedona stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Sedona, AZ or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Sedona, AZ
Both Snap Finance and Amica Leasing aim to help shoppers in Sedona, AZ with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Sedona, AZ. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
For Acima Leasing in Sedona, AZ, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Sedona, AZ, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sedona, AZ. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.