What to Look for in Scottsdale, AZ Lease-to-Own Companies
When choosing a lease-to-own company in Scottsdale, AZ, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Scottsdale so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Scottsdale, AZ Work
How do Acima Leasing and Snap Finance work? Most Scottsdale, AZ lease-to-own companies operate similarly. First, you pick from a list of approved Scottsdale retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Scottsdale, AZ or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Scottsdale, AZ?
The items you can shop for in Scottsdale, AZ depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Scottsdale, AZ and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Scottsdale, AZ retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Scottsdale businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Scottsdale, AZ or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Scottsdale, AZ?
Everyone in Scottsdale, AZ deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Scottsdale, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Scottsdale, AZ also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Scottsdale, AZ, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Scottsdale, AZ shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.