Snap Finance in San Tan Valley, AZ or Acima Leasing: Which is Better for You?

You need a lease-to-own option in San Tan Valley, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in San Tan Valley, AZ

When picking a lease-to-own company in San Tan Valley, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in San Tan Valley so you can determine which company is right for you.

Snap Finance in San Tan Valley, AZ vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Whichever San Tan Valley, AZ lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in San Tan Valley and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Snap Finance in San Tan Valley, AZ or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in San Tan Valley, AZ?

The items you can shop for in San Tan Valley, AZ depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

San Tan Valley, AZ and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in San Tan Valley, AZ as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local San Tan Valley stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find San Tan Valley, AZ stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in San Tan Valley, AZ?

Both Snap Finance and Amica Leasing support San Tan Valley, AZ residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in San Tan Valley, AZ. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in San Tan Valley, AZ also need an active checking account with $750 or more in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in San Tan Valley, AZ

Acima Leasing and Snap Finance are great options for San Tan Valley, AZ shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.