Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Safford, AZ

You’re ready to shop with help from a lease-to-own company in Safford, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Safford, AZ Lease-to-Own Company

When comparing lease-to-own companies in Safford, AZ, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Safford so you know which company is your best fit.

How Does Lease-to-Own in Safford, AZ Work?

How do Acima Leasing and Snap Finance work? Whichever Safford, AZ lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Safford and shop in person or online. Then, you submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, pick the eligible items you want, and Acima Leasing in Safford, AZ or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Safford, AZ?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Safford, AZ. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Safford, AZ

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Safford, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Safford and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Safford, AZ stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Safford, AZ?

Snap Finance and Acima Leasing both want to help shoppers in Safford AZ get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Safford, AZ. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

Acima Leasing in Safford, AZ also requires an active checking account with $750 or more in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Safford, AZ? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Safford, AZ. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.