What to Look for in Prescott, AZ Lease-to-Own Companies
When choosing a lease-to-own company in Prescott, AZ, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Prescott so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Prescott, AZ Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Prescott, AZ follow similar models. First, you pick from a list of approved Prescott retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Prescott, AZ will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Prescott, AZ?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Prescott, AZ. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Prescott, AZ and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Prescott, AZ retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Prescott and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Prescott, AZ, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Prescott, AZ
Everyone in Prescott, AZ deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Prescott, AZ. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Prescott, AZ also need an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Prescott, AZ? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Prescott, AZ. Choose the lease-to-own company that works best for you based on eligible stores, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.