What to Look for in Prescott Valley, AZ Lease-to-Own Companies
When comparing lease-to-own companies in Prescott Valley, AZ, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Prescott Valley and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Prescott Valley, AZ Work?
How does Acima Leasing work? Or Snap Finance? Most Prescott Valley, AZ lease-to-own companies operate similarly. First, you pick from a list of approved Prescott Valley retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Snap Finance in Prescott Valley, AZ or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Prescott Valley, AZ?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Prescott Valley, AZ. Usually, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Prescott Valley, AZ
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Prescott Valley, AZ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Prescott Valley and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Prescott Valley, AZ.
What’s Needed to Apply for Acima Leasing or Snap Finance in Prescott Valley, AZ
Snap Finance and Amica Leasing are dedicated to helping Prescott Valley, AZ shoppers get the items they need — regardless of credit score. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Prescott Valley, AZ. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Prescott Valley, AZ requires an active checking account and a monthly income of $750 or more. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Prescott Valley, AZ
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Prescott Valley, AZ. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.