Deciding Between Acima Leasing and Snap Finance in Peoria, AZ

You need a lease-to-own option in Peoria, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Peoria, AZ Lease-to-Own Company

When selecting a lease-to-own company in Peoria, AZ, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Peoria so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Peoria, AZ

How does Acima Leasing work? Or Snap Finance? Whichever Peoria, AZ lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Peoria retailers. Next, you shop online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, pick the eligible items you want, and Acima Leasing in Peoria, AZ or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Peoria, AZ?

The items you can shop for in Peoria, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Peoria, AZ

What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Peoria, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Peoria and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Peoria, AZ or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Peoria, AZ?

Both Snap Finance and Amica Leasing aim to help shoppers in Peoria, AZ with less-than-perfect credit get the items they need. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Peoria, AZ. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.

Acima Leasing in Peoria, AZ also requires an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Peoria, AZ, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Peoria, AZ. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.