Choosing Your Mesa, AZ Lease-to-Own Company
When picking a lease-to-own company in Mesa, AZ, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mesa so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Mesa, AZ Work
How does Snap Finance work? Or Acima Leasing? Whichever Mesa, AZ lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Mesa retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Mesa, AZ will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Mesa, AZ Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Mesa, AZ retailers are approved by Snap Finance or Acima Leasing. Typically, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Mesa, AZ
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Mesa, AZ as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Mesa businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Mesa, AZ stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Mesa, AZ?
Both Snap Finance and Amica Leasing aim to help shoppers in Mesa, AZ with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Mesa, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Mesa, AZ also need at least $750 in monthly income in an active checking account. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Interested in Companies Like Snap Finance? Consider Acima Leasing in Mesa, AZ
Acima Leasing and Snap Finance are great options for Mesa, AZ shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.