Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Marana, AZ

You need a lease-to-own option in Marana, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Marana, AZ

When picking a lease-to-own company in Marana, AZ, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Marana and Snap Finance so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Marana, AZ Work

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Marana, AZ follow similar models. First, you pick from a list of approved Marana retailers. Next, you shop online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Snap Finance in Marana, AZ or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Marana, AZ?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Marana, AZ. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Marana, AZ Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Marana, AZ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Marana businesses to national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Marana, AZ or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Marana, AZ

Snap Finance and Amica Leasing are dedicated to helping Marana, AZ shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Marana, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Marana, AZ also requires an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Marana, AZ, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Marana, AZ. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.