Choosing a Lease-to-Own Company in Laveen, AZ
When choosing a lease-to-own company in Laveen, AZ, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Laveen so you know which company is your best fit.
How Does Lease-to-Own in Laveen, AZ Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Laveen, AZ tend to work the same way. You shop at an approved Laveen retailer online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, pick the eligible items you want, and Snap Finance in Laveen, AZ or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Laveen, AZ Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Laveen, AZ. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Laveen, AZ
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Laveen, AZ and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Laveen stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Laveen, AZ or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Laveen, AZ?
Both Snap Finance and Amica Leasing aim to help shoppers in Laveen, AZ with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Laveen, AZ. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Laveen, AZ requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Laveen, AZ Lease-to-Own Company
Many shoppers across Laveen, AZ can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.