Choosing Your Lake Havasu City, AZ Lease-to-Own Company
When comparing lease-to-own companies in Lake Havasu City, AZ, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Lake Havasu City and Acima Leasing so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Lake Havasu City, AZ
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Lake Havasu City, AZ tend to work the same way. You shop in person or online at an approved Lake Havasu City retailer and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Lake Havasu City, AZ will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
Lake Havasu City, AZ Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Lake Havasu City, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Lake Havasu City, AZ Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Lake Havasu City, AZ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Lake Havasu City businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Lake Havasu City, AZ or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Lake Havasu City, AZ?
Both Snap Finance and Amica Leasing support Lake Havasu City, AZ residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lake Havasu City, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Lake Havasu City, AZ requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lake Havasu City, AZ
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lake Havasu City, AZ. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.