Deciding Between Acima Leasing and Snap Finance in Kingman, AZ

You need a lease-to-own option in Kingman, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Kingman, AZ Lease-to-Own Company

When picking a lease-to-own company in Kingman, AZ, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Kingman so you can decide which company sounds best for you.

Snap Finance in Kingman, AZ vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Kingman, AZ follow similar models. You shop in person or online at an approved Kingman retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Kingman, AZ will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Kingman, AZ?

The items you can shop for vary based on which Kingman, AZ retailers are approved by Snap Finance or Acima Leasing. Generally, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

Kingman, AZ Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Kingman, AZ retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Kingman and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Kingman, AZ stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Kingman, AZ

Both Snap Finance and Amica Leasing aim to help shoppers in Kingman, AZ with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Kingman, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to share your email address and smartphone number.

For Acima Leasing in Kingman, AZ, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Kingman, AZ

Acima Leasing and Snap Finance have a lot to offer shoppers in Kingman, AZ. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.