Snap Finance in Guadalupe, AZ or Acima Leasing: Which is Better for You?

Looking for a lease-to-own company in Guadalupe, AZ? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Guadalupe, AZ

When comparing lease-to-own companies in Guadalupe, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Guadalupe and Snap Finance so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Guadalupe, AZ Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Guadalupe, AZ tend to work the same way. To start, you choose an approved retailer in Guadalupe and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, pick the eligible items you want, and Snap Finance in Guadalupe, AZ or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Guadalupe, AZ?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Guadalupe, AZ. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Guadalupe, AZ

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Guadalupe, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Guadalupe and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Guadalupe, AZ stores near you.

Acima Leasing vs. Snap Finance Application and Requirements in Guadalupe, AZ

For shoppers in Guadalupe, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Guadalupe, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Guadalupe, AZ, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Guadalupe, AZ, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Guadalupe, AZ. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.