What to Look for in Gilbert, AZ Lease-to-Own Companies
When choosing a lease-to-own company in Gilbert, AZ, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Gilbert and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Gilbert, AZ Work?
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Gilbert, AZ tend to work the same way. You shop in person or online at an approved Gilbert retailer and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Snap Finance in Gilbert, AZ or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Gilbert, AZ?
The items you can shop for vary based on which Gilbert, AZ retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Gilbert, AZ
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Gilbert, AZ retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Gilbert and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Gilbert, AZ, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Gilbert, AZ
Snap Finance and Amica Leasing are dedicated to helping Gilbert, AZ shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Gilbert, AZ. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Gilbert, AZ also requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Gilbert, AZ Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Gilbert, AZ shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.