Snap Finance in Florence, AZ or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Florence, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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What to Look for in Florence, AZ Lease-to-Own Companies

When comparing lease-to-own companies in Florence, AZ, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Florence so you can determine which company is right for you.

How Does Lease-to-Own in Florence, AZ Work?

How does Snap Finance work? Or Acima Leasing? Most Florence, AZ lease-to-own companies operate similarly. To start, you choose an approved retailer in Florence and shop in person or online. Then, you apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Florence, AZ will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Florence, AZ?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Florence, AZ. Usually, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Florence, AZ

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Florence, AZ as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Florence and the big brands you know, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Florence, AZ or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Florence, AZ

Both Snap Finance and Amica Leasing aim to help shoppers in Florence, AZ with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Florence, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

Acima Leasing in Florence, AZ also requires an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Florence, AZ, the Choice Is Yours

Many shoppers across Florence, AZ can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.