What to Look for in Flagstaff, AZ Lease-to-Own Companies
When choosing a lease-to-own company in Flagstaff, AZ, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Flagstaff so you can determine which company is right for you.
How Things Work with Snap Finance and Acima Leasing in Flagstaff, AZ
How does Snap Finance work? Or Acima Leasing? Whichever Flagstaff, AZ lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Flagstaff retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Flagstaff, AZ will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Flagstaff, AZ?
The items you can shop for vary based on which Flagstaff, AZ retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Flagstaff, AZ
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Flagstaff, AZ retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Flagstaff and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Flagstaff, AZ, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Flagstaff, AZ?
For shoppers in Flagstaff, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Flagstaff, AZ. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
Acima Leasing in Flagstaff, AZ also requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Flagstaff, AZ, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Flagstaff, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.