Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Eloy, AZ

You need a lease-to-own option in Eloy, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Eloy, AZ Lease-to-Own Company

When comparing lease-to-own companies in Eloy, AZ, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Eloy and Acima Leasing so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Eloy, AZ

How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Eloy, AZ follow similar models. First, you pick from a list of approved Eloy retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Eloy, AZ or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Can You Lease With Acima Leasing and Snap Finance in Eloy, AZ?

The items you can shop for in Eloy, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Eloy, AZ

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Eloy, AZ and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Eloy businesses to national brands you trust, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Eloy, AZ.

What’s Needed to Apply for Acima Leasing or Snap Finance in Eloy, AZ

Both Snap Finance and Amica Leasing support Eloy, AZ residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

To apply for Snap Finance in Eloy, AZ, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

With Acima Leasing, shoppers in Eloy, AZ also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Eloy, AZ Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Eloy, AZ. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.