Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Coolidge, AZ

You need a lease-to-own option in Coolidge, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Coolidge, AZ Lease-to-Own Company

When comparing lease-to-own companies in Coolidge, AZ, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Coolidge so you know which company is your best fit.

How Does Lease-to-Own in Coolidge, AZ Work?

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Coolidge, AZ follow similar models. First, you pick from a list of approved Coolidge retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance in Coolidge, AZ or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Can You Lease With Acima Leasing and Snap Finance in Coolidge, AZ?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Coolidge, AZ. Generally, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Coolidge, AZ

Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Coolidge, AZ as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Coolidge businesses to trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Coolidge, AZ, or check out our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Coolidge, AZ?

For shoppers in Coolidge, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Coolidge, AZ. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

For Acima Leasing in Coolidge, AZ, you will also need an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Coolidge, AZ? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Coolidge, AZ shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.