Comparing Acima Leasing and Snap Finance in Chino Valley, AZ

You’re ready to shop with help from a lease-to-own company in Chino Valley, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Chino Valley, AZ Lease-to-Own Company

When comparing lease-to-own companies in Chino Valley, AZ, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Chino Valley and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Chino Valley, AZ Work

How does Acima Leasing work? Or Snap Finance? Most Chino Valley, AZ lease-to-own companies operate similarly. You shop in person or online at an approved Chino Valley retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Chino Valley, AZ or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Chino Valley, AZ?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Chino Valley, AZ. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Chino Valley, AZ

Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Chino Valley, AZ and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Chino Valley businesses to the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Chino Valley, AZ.

Acima Leasing vs. Snap Finance Application and Requirements in Chino Valley, AZ

For shoppers in Chino Valley, AZ with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Chino Valley, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.

In a similar vein, Acima Leasing in Chino Valley, AZ requires an active checking account with at least $750 in monthly income. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Chino Valley, AZ? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Chino Valley, AZ. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.